Abstract

The bank competition among the trade banks has been analyzed and assessed for the main types of bank markets (deposit market, credit market and mediation services' market) in order to identify the problems and to point out opportunities for their development. The nature of the banking competition is monitored as well as the key factors affecting the intensity. The market share of the leading banks in each segment is identified. The degree of concentration on the respective market is measured by means of the HHI index. The price and non-price competition approaches are studied. There is a presentation how external non-banking companies compete with the banks. The possible trends of development of the bank competition in Bulgaria are outlined.